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Contractor insurance

The coverage that gets you on the job site

General contractors and specialty trades. We get you the certificates, endorsements and bonds your contracts and the CSLB ask for, fast.

  • Certificates the same day
  • Additional insured and waivers
  • English and Spanish
Certificate readyAdditional insured · Waiver of subrogation · Primary & non-contributory
10+ yearsin commercial policies
Commercialis our specialty
5.0 ★on Google
#6015215California license

Contractors we insure

General contractors
General contractors
Electricians
Electricians
Plumbers and HVAC
Plumbers and HVAC
Roofing
Roofing
Landscaping
Landscaping

Also painters, drywall, flooring, concrete, framing, handyman and more.

Coverages for contractors

What a general contractor, a property manager or the CSLB usually asks you to have.

General Liability

Injuries and property damage caused by your work, including completed operations.

Required by most contracts

Workers' Compensation

Medical bills and lost wages when an employee is hurt on the job.

CSLB requires proof or an exemption

Contractor License Bond

The bond the CSLB requires to keep your contractor license active.

Required by the CSLB

Tools & Equipment (Inland Marine)

Your tools and equipment on the job site, in your truck or in storage.

Commercial Auto

Your work trucks and vans: liability, collision and uninsured motorist.

Builder's Risk

The building or project while it's under construction.

For remodels and new builds

Umbrella / Excess

Extra limits above your general liability and auto.

When a contract asks for $2M+

Professional Liability

Claims from design, estimating or project-management mistakes.

For design-build contractors
COI

What your contracts ask for

General contractors and property managers usually ask for these on your certificate. We add them to your policy and send the certificate for you.

Request a certificate
Certificate of insurance (COI)

Proof of your coverages and limits, sent to whoever needs it.

Additional insured

The GC or property owner is covered under your general liability.

Waiver of subrogation

Your carrier won't try to recover from the client after a claim.

Primary & non-contributory

Your policy pays first, before the client's policy.

What we need to quote

  • CSLB license number and classification
  • Type of work and percentage of each
  • Annual revenue and payroll
  • Subcontractor costs
  • Current policy or loss runs (if you have them)

Ready in a few minutes

Fill out the form online or call us and we'll do it together.

Get a contractor quote
Jorge Jaramillo
Why Trucking and Business

We specialize in commercial insurance

Over 10 years working with commercial policies. Our team works every day with truckers, small businesses and contractors, so we know your filings, your contracts and your carriers.

  • We compare several A-rated carriers for you
  • Service in English and Spanish
  • Same-day certificates
  • Payment options to get you working sooner

Jorge Jaramillo
Founder & CEO · CA Lic. #0M80482

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