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Small business insurance

Protect the business you built

Restaurants, shops, offices, auto repair and services. We find the coverage your lease, your clients and the law ask for, and explain it in plain language.

  • General liability from day one
  • Certificates for your landlord
  • English and Spanish
Business Owner's Policy (BOP)Property + general liability + business income in one policy.
10+ yearsin commercial policies
Commercialis our specialty
5.0 ★on Google
#6015215California license

Businesses we insure

Restaurants and food
Restaurants and food
Retail and shops
Retail and shops
Offices and professional services
Offices and professional services
Auto repair and body shops
Auto repair and body shops

Also cleaning services, beauty salons, warehouses, wholesalers and more.

Coverages for your business

Each business is different. These are the policies our clients ask for most.

General Liability

Injuries to customers and damage to other people's property caused by your business.

Your landlord and clients ask for it

Business Owner's Policy (BOP)

General liability, your building or contents, and lost income after a covered loss, in one package.

Best value for small businesses

Commercial Property

Your building, equipment, furniture and inventory against fire, theft and other covered losses.

Workers' Compensation

Medical bills and lost wages when an employee is hurt on the job.

Required by law in California if you have employees

Commercial Auto

Vehicles owned by or used for the business: liability, collision and uninsured motorist.

Professional Liability (E&O)

Claims that a mistake or negligence in your service cost a client money.

For consultants and professional services

Umbrella / Excess

Extra limits above your general liability, auto and employer's liability.

When a contract asks for $2M+

Cyber Liability

Data breaches, hacked accounts and ransomware: notification costs, recovery and liability.

Liquor Liability

Claims from serving alcohol at restaurants, bars and events.

For restaurants that serve alcohol

Employment Practices (EPLI)

Claims from employees for discrimination, harassment or wrongful termination.

What we need to quote

  • Business name, address and type of business
  • Years in business and annual revenue
  • Number of employees and payroll
  • Vehicles used for the business (if any)
  • Current policy or loss runs (if you have them)

Ready in a few minutes

Fill out the form online or call us and we'll do it together.

Get a business quote
Jorge Jaramillo
Why Trucking and Business

We specialize in commercial insurance

Over 10 years working with commercial policies. Our team works every day with truckers, small businesses and contractors, so we know your filings, your contracts and your carriers.

  • We compare several A-rated carriers for you
  • Service in English and Spanish
  • Same-day certificates
  • Payment options to get you working sooner

Jorge Jaramillo
Founder & CEO · CA Lic. #0M80482

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No obligation. Online or by phone, in English or Spanish.

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