/* Trucking and Business Insurance Services LLC — sitio web */
:root {
  --navy: #18365f; --navy-deep: #11213d; --tint: #e6eef8;
  --amber: #f5a524; --amber-ink: #1a1300;
  --white: #ffffff; --surface: #ffffff; --surface-2: #f4f6f9;
  --ink: #152033; --muted: #556175; --line: #d9dfe7;
  --on-navy: #ffffff; --on-navy-muted: #c3cfdf;
  --r-sm: 6px; --r-md: 10px; --r-lg: 16px; --r-pill: 999px;
  --display: "Manrope", system-ui, -apple-system, "Segoe UI", sans-serif;
  --sans: "Inter", system-ui, -apple-system, "Segoe UI", sans-serif;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { background: var(--surface); color: var(--ink); font-family: var(--sans); font-size: 16px; line-height: 26px; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
img, video { display: block; max-width: 100%; }
.cover { width: 100%; height: 100%; object-fit: cover; }
:focus-visible { outline: 3px solid var(--amber); outline-offset: 2px; border-radius: 4px; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--amber); color: var(--amber-ink); padding: 8px 14px; border-radius: var(--r-sm); z-index: 100; font-weight: 700; }
.skip:focus { left: 8px; }
.wrap { width: min(1160px, calc(100% - 32px)); margin: 0 auto; }
.eyebrow { font-size: 12px; line-height: 16px; font-weight: 700; letter-spacing: 1.2px; text-transform: uppercase; color: var(--muted); margin-bottom: 12px; }
h1, h2, h3, .h2, .h3 { font-family: var(--display); letter-spacing: -.3px; }
h2, .h2 { font-size: 38px; line-height: 44px; font-weight: 800; }
h3, .h3 { font-size: 20px; line-height: 28px; font-weight: 700; }
.lead { font-size: 18px; line-height: 28px; color: var(--muted); }
.muted { color: var(--muted); }
.sm { font-size: 14px; line-height: 20px; }
section { padding: 80px 0; }
.alt { background: var(--surface-2); }
.tinted { background: var(--tint); }
.center { text-align: center; }
.sechead { margin-bottom: 48px; }
.sechead.center .lead { max-width: 620px; margin: 12px auto 0; }
.sechead .lead { max-width: 640px; margin-top: 12px; }
.prose p { margin-bottom: 16px; color: var(--muted); }
.prose h2 { font-size: 28px; line-height: 34px; margin: 32px 0 12px; }
.prose ul { margin: 0 0 16px 20px; color: var(--muted); }

/* Botones */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 12px 22px; border-radius: var(--r-md); font-weight: 600; font-size: 15px; line-height: 20px; border: 1.5px solid transparent; white-space: nowrap; cursor: pointer; transition: transform .15s ease, box-shadow .15s ease; }
.btn:hover { transform: translateY(-1px); box-shadow: 0 6px 16px rgba(17,33,61,.15); }
.btn-amber { background: var(--amber); color: var(--amber-ink); }
.btn-navy { background: var(--navy); color: var(--on-navy); }
.btn-ghost { border-color: var(--line); color: var(--ink); background: var(--surface); }
.btn-outline-w { border-color: rgba(255,255,255,.6); color: #fff; }
.btn-lg { padding: 16px 28px; font-size: 16px; }

/* Barra superior */
.topbar { background: var(--navy-deep); color: var(--on-navy-muted); font-size: 13px; line-height: 18px; }
.topbar .wrap { display: flex; justify-content: space-between; align-items: center; height: 40px; gap: 16px; }
.topbar .l, .topbar .r { display: flex; gap: 24px; align-items: center; }
.topbar b, .topbar a:hover { color: #fff; }
.lang { display: inline-flex; border: 1px solid rgba(255,255,255,.3); border-radius: var(--r-pill); overflow: hidden; font-weight: 600; }
.lang a, .lang span { padding: 2px 10px; }
.lang .on { background: #fff; color: var(--navy-deep); }

/* Navegación */
.nav { background: var(--surface); border-bottom: 1px solid var(--line); position: sticky; top: 0; z-index: 40; }
.nav .wrap { display: flex; align-items: center; justify-content: space-between; height: 76px; gap: 24px; }
.logo { display: flex; align-items: center; gap: 12px; flex: none; }
.logo img { height: 50px; width: auto; }
.logo .name { font-family: var(--display); font-weight: 800; font-size: 17px; line-height: 19px; color: var(--navy); }
.logo .name small { display: block; font-family: var(--sans); font-weight: 500; font-size: 11px; color: var(--muted); }
.menu { display: flex; gap: 28px; font-weight: 500; font-size: 15px; }
.menu a { padding: 6px 0; border-bottom: 2px solid transparent; }
.menu a:hover, .menu a[aria-current="page"] { border-color: var(--amber); }
.nav .ctas { display: flex; gap: 12px; }
.burger { display: none; background: none; border: 1.5px solid var(--line); border-radius: var(--r-md); width: 44px; height: 44px; font-size: 20px; color: var(--ink); cursor: pointer; }

/* Hero con video */
.hero { position: relative; min-height: 620px; color: #fff; overflow: hidden; display: flex; }
.hero .bg { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 60% 60%; z-index: 0; }
.hero::before { content: ""; position: absolute; inset: 0; z-index: 1; background: linear-gradient(90deg, rgba(10,29,52,.95) 0%, rgba(10,29,52,.84) 42%, rgba(10,29,52,.2) 76%, rgba(10,29,52,.05) 100%); }
.hero .wrap { position: relative; z-index: 2; display: flex; flex-direction: column; justify-content: center; padding: 64px 0; }
.hero .eyebrow { color: #c9d5e6; }
.hero h1 { font-size: 56px; line-height: 60px; font-weight: 800; letter-spacing: -1px; max-width: 640px; }
.hero h1 em { font-style: normal; color: var(--amber); }
.hero .lead { color: #d8e0ec; margin: 22px 0 30px; max-width: 520px; }
.dotbar { display: flex; background: #fff; border-radius: var(--r-lg); padding: 6px; width: min(540px, 100%); box-shadow: 0 12px 32px rgba(0,0,0,.25); }
.dotbar input { flex: 1; min-width: 0; border: 0; outline: none; padding: 0 16px; font: inherit; font-size: 16px; color: var(--ink); background: transparent; }
.hero .under { margin-top: 16px; font-size: 14px; color: #d8e0ec; }
.hero .under a { color: #fff; font-weight: 600; text-decoration: underline; }
.hero .wrap > * { animation: rise .8s ease-out both; }
.hero .wrap > *:nth-child(2) { animation-delay: .1s; } .hero .wrap > *:nth-child(3) { animation-delay: .2s; } .hero .wrap > *:nth-child(n+4) { animation-delay: .3s; }
@keyframes rise { from { opacity: 0; transform: translateY(14px); } to { opacity: 1; transform: none; } }

/* Hero de páginas internas */
.phero { position: relative; color: #fff; overflow: hidden; }
.phero img.bg { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.phero::before { content: ""; position: absolute; inset: 0; z-index: 1; background: linear-gradient(90deg, rgba(10,29,52,.95) 0%, rgba(10,29,52,.8) 50%, rgba(10,29,52,.35) 100%); }
.phero.plain { background: var(--navy); }
.phero.plain::before { display: none; }
.phero .wrap { position: relative; z-index: 2; padding: 72px 0; }
.phero h1 { font-size: 46px; line-height: 52px; font-weight: 800; max-width: 720px; }
.phero .lead { color: #d8e0ec; margin: 16px 0 28px; max-width: 580px; }
.phero .eyebrow { color: #c9d5e6; }
.crumbs { font-size: 13px; color: #c9d5e6; margin-bottom: 16px; }
.crumbs a { text-decoration: underline; }

/* Franja de confianza */
.stats { background: var(--navy-deep); color: #fff; }
.stats .wrap { display: grid; grid-template-columns: repeat(4, 1fr); }
.stat { padding: 26px 20px; border-right: 1px solid rgba(255,255,255,.12); }
.stat:last-child { border-right: 0; }
.stat b { display: block; font-family: var(--display); font-size: 30px; line-height: 36px; color: var(--amber); }
.stat span { font-size: 14px; color: var(--on-navy-muted); }

/* ¿Quién eres? */
.who { border-bottom: 1px solid var(--line); }
.who .wrap { display: grid; grid-template-columns: 1fr 1fr; }
.who a { display: flex; align-items: center; gap: 16px; padding: 24px; }
.who a + a { border-left: 1px solid var(--line); }
.who .ic { flex: none; width: 44px; height: 44px; border-radius: var(--r-pill); display: grid; place-items: center; font-weight: 800; font-family: var(--display); }
.ic.a { background: var(--amber); color: var(--amber-ink); } .ic.b { background: var(--tint); color: var(--navy); }
.who b { display: block; font-family: var(--display); font-size: 17px; }
.who span { font-size: 14px; color: var(--muted); }
.who .arr { margin-left: auto; font-weight: 700; color: var(--navy); }

/* Tarjetas con foto */
.types { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.type { position: relative; height: 460px; border-radius: var(--r-lg); overflow: hidden; color: #fff; }
.type img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; }
.type:hover img { transform: scale(1.04); }
.type::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(10,29,52,0) 38%, rgba(10,29,52,.93) 100%); }
.type .txt { position: absolute; left: 0; right: 0; bottom: 0; padding: 30px; z-index: 1; }
.type h3 { font-size: 26px; line-height: 32px; }
.type p { color: #d8e0ec; font-size: 15px; margin: 6px 0 14px; }
.type .go { font-weight: 700; color: var(--amber); }

.covs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.cov { background: var(--surface); border-radius: var(--r-lg); overflow: hidden; border: 1px solid var(--line); display: flex; flex-direction: column; }
.cov .ph { height: 190px; }
.cov .b { padding: 24px; }
.cov .b p { font-size: 15px; line-height: 23px; color: var(--muted); margin-top: 4px; }
.cov.more { background: var(--navy); color: #fff; justify-content: center; padding: 32px; border-color: transparent; }
.cov.more ul { list-style: none; margin: 16px 0 24px; color: var(--on-navy-muted); font-size: 15px; line-height: 30px; }

/* Lista de coberturas (páginas internas) */
.covlist { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.covitem { border: 1px solid var(--line); border-radius: var(--r-lg); padding: 24px; background: var(--surface); }
.covitem p { color: var(--muted); font-size: 15px; line-height: 24px; margin-top: 6px; }

/* Split */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.split .ph { height: 480px; border-radius: var(--r-lg); overflow: hidden; }
.checks { list-style: none; margin: 28px 0; }
.checks li { display: flex; gap: 12px; padding: 9px 0; font-size: 17px; }
.checks li::before { content: "✓"; flex: none; width: 26px; height: 26px; border-radius: var(--r-pill); background: var(--tint); color: var(--navy); font-weight: 800; font-size: 14px; display: grid; place-items: center; }
.sig { margin-top: 8px; font-size: 14px; color: var(--muted); }
.sig b { color: var(--ink); font-family: var(--display); font-size: 16px; }

/* Autoservicio */
.svc-wrap { display: grid; grid-template-columns: 380px 1fr; gap: 32px; align-items: stretch; }
.svc-ph { border-radius: var(--r-lg); overflow: hidden; position: relative; min-height: 380px; }
.svc-ph img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 55% 30%; }
.svc-ph .cap { position: absolute; left: 16px; right: 16px; bottom: 16px; background: rgba(10,29,52,.9); color: #fff; border-radius: var(--r-md); padding: 18px; }
.svc-ph .cap .sm { color: var(--on-navy-muted); }
.svc-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.svc { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 20px 24px; display: flex; align-items: center; gap: 16px; transition: border-color .15s ease; }
.svc:hover { border-color: var(--navy); }
.svc .ic { flex: none; width: 46px; height: 46px; border-radius: var(--r-md); background: var(--navy); color: #fff; display: grid; place-items: center; font-weight: 800; font-size: 13px; font-family: var(--display); }
.svc b { display: block; font-family: var(--display); font-size: 17px; line-height: 22px; }
.svc span { font-size: 14px; color: var(--muted); }
.svc .arr { margin-left: auto; color: var(--navy); font-weight: 700; }
.badge247 { display: inline-block; background: var(--amber); color: var(--amber-ink); font-weight: 800; font-size: 12px; letter-spacing: .5px; padding: 4px 10px; border-radius: var(--r-pill); margin-bottom: 14px; }

/* Pasos */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.step { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 28px; }
.step .n { width: 36px; height: 36px; border-radius: var(--r-pill); background: var(--navy); color: #fff; font-weight: 800; display: grid; place-items: center; margin-bottom: 16px; font-family: var(--display); }
.step p { color: var(--muted); margin-top: 6px; }

/* Equipo */
.team { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.member { text-align: center; }
.member .ph { aspect-ratio: 1; border-radius: var(--r-lg); overflow: hidden; background: var(--tint); display: grid; place-items: center; font-family: var(--display); font-weight: 800; font-size: 44px; color: var(--navy); margin-bottom: 14px; }
.member .ph img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 20%; }
.member b { font-family: var(--display); font-size: 17px; display: block; }
.member span { font-size: 14px; color: var(--muted); display: block; }

/* Reseñas */
.reviews { border: 1px solid var(--line); border-radius: var(--r-lg); padding: 40px; text-align: center; }
.stars { font-family: var(--display); font-weight: 800; font-size: 40px; line-height: 44px; }
.stars span { color: var(--amber); letter-spacing: 4px; }

/* Preguntas frecuentes */
.faq { max-width: 820px; margin: 0 auto; }
.faq details { border-bottom: 1px solid var(--line); padding: 18px 0; }
.faq summary { cursor: pointer; font-family: var(--display); font-weight: 700; font-size: 18px; line-height: 26px; list-style: none; display: flex; justify-content: space-between; gap: 16px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; color: var(--navy); font-size: 22px; }
.faq details[open] summary::after { content: "–"; }
.faq details p { color: var(--muted); margin-top: 10px; }

/* Contacto */
.contact-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.cbox { border: 1px solid var(--line); border-radius: var(--r-lg); padding: 24px; }
.cbox b { font-family: var(--display); font-size: 17px; display: block; margin-bottom: 4px; }
.cbox p { color: var(--muted); font-size: 15px; margin-bottom: 14px; }

/* Cierre */
.final { position: relative; color: #fff; padding: 120px 0; overflow: hidden; }
.final img.bg { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 50% 45%; }
.final::before { content: ""; position: absolute; inset: 0; z-index: 1; background: rgba(10,29,52,.8); }
.final .wrap { position: relative; z-index: 2; text-align: center; }
.final .lead { color: #d8e0ec; margin: 16px auto 32px; max-width: 540px; }
.final .row { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

/* Footer */
footer { background: var(--navy-deep); color: var(--on-navy-muted); padding: 56px 0 32px; font-size: 14px; line-height: 22px; }
footer .cols { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 32px; }
footer h4 { color: #fff; font-family: var(--display); font-size: 15px; margin-bottom: 12px; }
footer a:hover { color: #fff; text-decoration: underline; }
footer .flogo { width: 150px; margin-bottom: 16px; }
footer .bottom { display: flex; justify-content: space-between; gap: 16px; border-top: 1px solid rgba(255,255,255,.12); margin-top: 48px; padding-top: 24px; font-size: 13px; }
footer .bottom a { text-decoration: underline; }

/* Barra fija en celular */
.mbar { display: none; }

@media (max-width: 960px) {
  .menu { display: none; }
  .burger { display: inline-grid; place-items: center; }
  .nav.open .menu { display: flex; flex-direction: column; gap: 0; position: absolute; top: 76px; left: 0; right: 0; background: var(--surface); border-bottom: 1px solid var(--line); padding: 8px 16px 16px; box-shadow: 0 12px 24px rgba(0,0,0,.08); }
  .nav.open .menu a { padding: 14px 0; border-bottom: 1px solid var(--line); }
  .types, .covs, .steps { grid-template-columns: 1fr 1fr; }
  .team, .contact-grid { grid-template-columns: 1fr 1fr; }
  .stats .wrap { grid-template-columns: 1fr 1fr; }
  .stat:nth-child(2) { border-right: 0; }
  .stat:nth-child(-n+2) { border-bottom: 1px solid rgba(255,255,255,.12); }
}
@media (max-width: 760px) {
  body { font-size: 15px; padding-bottom: 80px; }
  section { padding: 56px 0; }
  h2, .h2 { font-size: 28px; line-height: 34px; }
  .sechead { margin-bottom: 28px; }
  .topbar .l span:nth-child(2), .topbar .r .hide-m { display: none; }
  .topbar .wrap { height: 36px; }
  .nav .wrap { height: 64px; }
  .nav.open .menu { top: 64px; }
  .nav .ctas .btn-ghost, .nav .ctas .btn-amber { display: none; }
  .logo img { height: 40px; }
  .logo .name { font-size: 14px; line-height: 16px; }
  .logo .name small { font-size: 10px; }
  .nav .ctas .btn { padding: 10px 14px; font-size: 14px; }
  .hero { min-height: 660px; }
  .hero::before { background: linear-gradient(180deg, rgba(10,29,52,.96) 0%, rgba(10,29,52,.86) 52%, rgba(10,29,52,.2) 80%, rgba(10,29,52,.4) 100%); }
  .hero .bg { object-position: 62% 50%; }
  .hero .wrap { justify-content: flex-start; padding: 36px 0 200px; }
  .hero h1 { font-size: 36px; line-height: 40px; }
  .hero .lead { font-size: 16px; line-height: 24px; margin: 14px 0 20px; }
  .dotbar { flex-direction: column; gap: 6px; }
  .dotbar { padding: 8px; gap: 8px; }
  .dotbar input { flex: none; -webkit-appearance: none; appearance: none; height: 58px; min-height: 58px; font-size: 18px; line-height: 58px; padding: 0 16px; border: 1.5px solid var(--line); border-radius: 10px; background: #f7f9fc; }
  .dotbar input:focus { border-color: var(--amber); background: #fff; }
  .dotbar .btn, .dotbar .btn-lg { width: 100%; justify-content: center; padding: 12px 20px; font-size: 16px; min-height: 48px; }
  .phero h1 { font-size: 32px; line-height: 38px; }
  .phero .wrap { padding: 48px 0; }
  .who .wrap { grid-template-columns: 1fr; }
  .who a { padding: 16px 0; }
  .who a + a { border-left: 0; border-top: 1px solid var(--line); }
  .types, .covs, .steps, .covlist, .contact-grid { grid-template-columns: 1fr; gap: 16px; }
  .type { height: 300px; }
  .type .txt { padding: 20px; }
  .cov .ph { height: 170px; }
  .split { grid-template-columns: 1fr; gap: 28px; }
  .split .ph { height: 340px; }
  .svc-wrap { grid-template-columns: 1fr; }
  .svc-ph { min-height: 300px; }
  .svc-grid { grid-template-columns: 1fr; gap: 10px; }
  .stat b { font-size: 24px; line-height: 30px; }
  .final { padding: 72px 0; }
  footer .cols { grid-template-columns: 1fr 1fr; gap: 24px; }
  footer .cols > div:first-child { grid-column: 1 / -1; }
  footer .bottom { flex-direction: column; gap: 8px; }
  .mbar { display: grid; grid-template-columns: 1fr 1fr 1.4fr; gap: 8px; position: fixed; left: 0; right: 0; bottom: 0; z-index: 50; padding: 10px 12px 14px; background: var(--surface); border-top: 1px solid var(--line); box-shadow: 0 -6px 20px rgba(0,0,0,.08); }
  .mbar .btn { padding: 13px 8px; font-size: 15px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; scroll-behavior: auto !important; }
}

/* ---- Negocios y Contratistas ---- */
.nhero { background: linear-gradient(180deg, var(--tint) 0%, var(--surface) 100%); padding: 56px 0 72px; }
.nhero-grid { display: grid; grid-template-columns: 1.05fr 1fr; gap: 56px; align-items: center; }
.nhero h1 { font-size: 50px; line-height: 56px; font-weight: 800; letter-spacing: -1px; color: var(--navy-deep); }
.nhero .lead { margin: 18px 0 28px; max-width: 540px; }
.crumbs.dark { color: var(--muted); }
.nbtns { display: flex; gap: 12px; flex-wrap: wrap; }
.chips { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; margin-top: 24px; }
.chips li { font-size: 13px; font-weight: 600; color: var(--navy); background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-pill); padding: 6px 12px; }
.chips li::before { content: "✓ "; color: var(--navy); }
.nhero-ph { position: relative; height: 480px; border-radius: 22px; overflow: hidden; box-shadow: 0 24px 48px rgba(17,33,61,.18); }
.float { position: absolute; left: 20px; right: 20px; bottom: 20px; display: flex; gap: 14px; align-items: center; background: rgba(255,255,255,.96); color: var(--ink); border-radius: var(--r-lg); padding: 16px 18px; box-shadow: 0 10px 24px rgba(0,0,0,.15); }
.float b { display: block; font-family: var(--display); font-size: 16px; }
.float span { font-size: 13px; color: var(--muted); line-height: 18px; }
.float-ic { flex: none; width: 44px; height: 44px; border-radius: var(--r-md); background: var(--amber); color: var(--amber-ink); display: grid; place-items: center; }
.inds { display: grid; gap: 16px; }
.inds.n4 { grid-template-columns: repeat(4, 1fr); }
.inds.n5 { grid-template-columns: repeat(5, 1fr); }
.ind { position: relative; margin: 0; height: 260px; border-radius: var(--r-lg); overflow: hidden; }
.ind img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; }
.ind:hover img { transform: scale(1.05); }
.ind figcaption { position: absolute; left: 0; right: 0; bottom: 0; padding: 40px 16px 14px; color: #fff; font-family: var(--display); font-weight: 700; font-size: 16px; line-height: 20px; background: linear-gradient(180deg, rgba(10,29,52,0), rgba(10,29,52,.9)); }
.ncovs { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.nc { display: flex; gap: 16px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 22px; }
.nc-ic { flex: none; width: 48px; height: 48px; border-radius: 12px; background: var(--tint); color: var(--navy); display: grid; place-items: center; }
.nc h3 { font-size: 18px; line-height: 24px; }
.nc p { color: var(--muted); font-size: 15px; line-height: 23px; margin-top: 4px; }
.nc-tag { display: inline-block; margin-top: 10px; font-size: 12px; font-weight: 700; color: #7a4d00; background: #fff4df; border-radius: var(--r-pill); padding: 3px 10px; }
.req-wrap { display: grid; grid-template-columns: 1fr 1.2fr; gap: 56px; align-items: start; }
.req-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.req { border-top: 3px solid var(--amber); background: var(--surface-2); border-radius: 0 0 var(--r-lg) var(--r-lg); padding: 20px; }
.req b { font-family: var(--display); font-size: 17px; }
.req p { color: var(--muted); font-size: 15px; line-height: 23px; margin-top: 6px; }
.need-wrap { display: grid; grid-template-columns: 1.2fr 1fr; gap: 48px; align-items: center; }
.need-cta { background: var(--navy); color: #fff; border-radius: var(--r-lg); padding: 32px; }
.need-cta .muted { color: var(--on-navy-muted); margin: 8px 0 20px; }

/* ---- Reportar un claim ---- */
.claim-grid { display: grid; grid-template-columns: 360px 1fr; gap: 48px; align-items: start; }
.csteps { list-style: none; counter-reset: s; margin: 20px 0 28px; display: grid; gap: 16px; }
.csteps li { counter-increment: s; display: grid; grid-template-columns: 36px 1fr; column-gap: 12px; }
.csteps li::before { content: counter(s); grid-row: span 2; width: 36px; height: 36px; border-radius: var(--r-pill); background: var(--navy); color: #fff; font-weight: 800; display: grid; place-items: center; font-family: var(--display); }
.csteps li:first-child::before { background: #b42318; }
.csteps b { font-family: var(--display); font-size: 16px; }
.csteps span { color: var(--muted); font-size: 15px; line-height: 22px; }
.cnote { background: var(--tint); border-radius: var(--r-lg); padding: 20px; }
.cnote p { color: var(--muted); font-size: 14px; margin: 4px 0 12px; }
.cform { border: 1px solid var(--line); border-radius: var(--r-lg); padding: 32px; display: grid; gap: 16px; }
.f2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.cform label { display: grid; gap: 6px; font-size: 14px; font-weight: 600; }
.cform input, .cform select, .cform textarea { font: inherit; font-weight: 400; font-size: 15px; color: var(--ink); border: 1.5px solid var(--line); border-radius: var(--r-sm); padding: 11px 12px; background: var(--surface); width: 100%; }
.cform input:focus, .cform select:focus, .cform textarea:focus { outline: none; border-color: var(--navy); }
.cform label.chk { display: flex; gap: 10px; align-items: flex-start; font-weight: 400; color: var(--muted); }
.cform label.chk input { width: 18px; height: 18px; margin-top: 3px; flex: none; }
.cform .btn { justify-self: start; }
.cmsg { padding: 12px 14px; border-radius: var(--r-md); font-size: 15px; }
.cmsg.ok { background: #e7f6ee; color: #145c36; }
.cmsg.err { background: #fdecea; color: #8a1c12; }

@media (max-width: 960px) {
  .nhero-grid, .req-wrap, .need-wrap, .claim-grid { grid-template-columns: 1fr; gap: 32px; }
  .inds.n4, .inds.n5 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 760px) {
  .nhero { padding: 32px 0 48px; }
  .nhero h1 { font-size: 34px; line-height: 40px; }
  .nhero-ph { height: 320px; }
  .ncovs, .req-grid, .f2 { grid-template-columns: 1fr; }
  .ind { height: 180px; }
  .cform { padding: 20px; }
}
.type video { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.nhero-ph video { position: absolute; inset: 0; }

/* App en el teléfono */
.appcard { background: var(--navy); color: #fff; border-radius: var(--r-lg); padding: 28px 24px; display: flex; flex-direction: column; align-items: center; gap: 22px; }
.phone { position: relative; width: 210px; aspect-ratio: 368 / 681; border-radius: 34px; background: #0b1426; padding: 10px; box-shadow: 0 18px 40px rgba(0,0,0,.35), inset 0 0 0 2px #2b3a55; }
.phone img { width: 100%; height: 100%; object-fit: cover; object-position: top; border-radius: 26px; display: block; }
.notch { position: absolute; top: 16px; left: 50%; transform: translateX(-50%); width: 64px; height: 16px; border-radius: 10px; background: #0b1426; z-index: 1; }
.appcard-t { text-align: center; width: 100%; }
.appcard-t b { font-family: var(--display); font-size: 18px; display: block; }
.appcard-t .sm { color: var(--on-navy-muted); margin-top: 4px; }

/* Página de coberturas con foto */
.covtabs { position: sticky; top: 76px; z-index: 30; background: var(--surface); border-bottom: 1px solid var(--line); }
.covtabs .wrap { display: flex; gap: 8px; padding: 12px 0; overflow-x: auto; }
.covtabs a { flex: none; padding: 8px 16px; border-radius: var(--r-pill); border: 1.5px solid var(--line); font-weight: 600; font-size: 14px; }
.covtabs a:hover { border-color: var(--navy); color: var(--navy); }
section[id] { scroll-margin-top: 140px; }
.pc-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 24px; flex-wrap: wrap; }
.pcs { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.pc { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); overflow: hidden; display: flex; flex-direction: column; }
.pc-ph { height: 180px; overflow: hidden; }
.pc-ph img { width: 100%; height: 100%; object-fit: cover; transition: transform .5s ease; }
.pc:hover .pc-ph img { transform: scale(1.05); }
.pc-b { padding: 20px 22px 22px; }
.pc-b h3 { font-size: 18px; line-height: 24px; }
.pc-b p { color: var(--muted); font-size: 15px; line-height: 23px; margin-top: 6px; }
@media (max-width: 960px) { .pcs { grid-template-columns: 1fr 1fr; } }
@media (max-width: 760px) { .pcs { grid-template-columns: 1fr; } .covtabs { top: 64px; } .pc-ph { height: 170px; } }

/* Reseñas de Google (arriba en la portada) */
.rv-sec { padding: 40px 0; }
.rv-btns { display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; margin-top: 18px; }
.btn-ghost-d { border: 1.5px solid var(--line); color: var(--navy); background: var(--surface); }
.btn-ghost-d:hover { border-color: var(--navy); }

/* Tarjetas de reseñas de Google */
.rv-list { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 24px; text-align: left; }
.rv-list[hidden] { display: none; }
.rv { margin: 0; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 18px 20px; }
.rv-h { display: flex; align-items: center; gap: 10px; }
.rv-h img, .rv-ini { width: 40px; height: 40px; border-radius: 50%; object-fit: cover; flex: none; }
.rv-ini { display: flex; align-items: center; justify-content: center; background: var(--navy); color: #fff; font-weight: 700; }
.rv-h b { display: block; font-size: 15px; color: var(--ink); }
.rv-h b a { color: inherit; }
.rv-h small { color: var(--muted); font-size: 13px; }
.rv-st { color: var(--amber); letter-spacing: 2px; margin: 10px 0 6px; }
.rv blockquote { margin: 0; color: var(--ink); font-size: 15px; line-height: 23px; display: -webkit-box; -webkit-line-clamp: 6; -webkit-box-orient: vertical; overflow: hidden; }
.rv-g { grid-column: 1 / -1; text-align: right; color: var(--muted); font-size: 12px; margin: 0; }
@media (max-width: 960px) { .rv-list { grid-template-columns: 1fr 1fr; } }
@media (max-width: 760px) { .rv-list { display: flex; overflow-x: auto; scroll-snap-type: x mandatory; gap: 12px; padding-bottom: 8px; margin-left: -16px; margin-right: -16px; padding-left: 16px; padding-right: 16px; } .rv { flex: 0 0 84%; scroll-snap-align: center; } .rv-g { display: none; } }

/* GL y WC: las dos coberturas más importantes */
.pc-ph { position: relative; }
.pc-rib { position: absolute; left: 12px; top: 12px; background: var(--amber); color: var(--navy-deep); font-weight: 700; font-size: 12px; letter-spacing: .02em; padding: 5px 10px; border-radius: var(--r-pill); box-shadow: 0 2px 8px rgba(0,0,0,.2); }
.pc-top { border: 2px solid var(--amber); }

/* Privacy Policy */
.legal { max-width: 760px; margin: 0 auto; }
.legal h1 { font-size: 36px; line-height: 44px; margin-bottom: 8px; }
.legal h2 { font-size: 20px; line-height: 28px; margin: 28px 0 8px; scroll-margin-top: 100px; }
.legal p { color: var(--ink); font-size: 16px; line-height: 26px; margin: 0 0 8px; }

/* Guía para instalar la app */
.apphow { display: block; margin-top: 10px; color: #fff; font-size: 14px; font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.ag-top { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; margin-bottom: 28px; }
.ag-tabs { display: inline-flex; background: var(--surface-2, #eef1f5); border-radius: var(--r-pill); padding: 5px; gap: 4px; }
.ag-tabs button { display: inline-flex; align-items: center; gap: 8px; border: 0; background: transparent; font: inherit; font-weight: 700; font-size: 16px; color: var(--muted); padding: 11px 22px; border-radius: var(--r-pill); cursor: pointer; }
.ag-tabs button svg { width: 20px; height: 20px; }
.ag-tabs button.on { background: var(--navy); color: #fff; box-shadow: 0 4px 12px rgba(24,54,95,.25); }
.ag-steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(5, 1fr); gap: 18px; counter-reset: s; }
.ag-steps[hidden] { display: none; }
.as { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 18px 16px 20px; display: flex; flex-direction: column; align-items: center; text-align: center; }
.as-ph { width: 100%; max-width: 150px; }
.as-ph .ph { width: 100%; height: auto; display: block; filter: drop-shadow(0 8px 16px rgba(17,33,61,.18)); }
.as-t { margin-top: 16px; }
.as-n { display: inline-block; background: var(--amber); color: var(--navy-deep); font-weight: 800; font-size: 12px; letter-spacing: .04em; text-transform: uppercase; padding: 4px 10px; border-radius: var(--r-pill); }
.as h3 { font-size: 17px; line-height: 23px; margin: 10px 0 6px; }
.as p { color: var(--muted); font-size: 14px; line-height: 21px; margin: 0; }
.ag-qr { display: flex; align-items: center; gap: 20px; margin-top: 32px; padding: 20px 24px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); max-width: 620px; }
.ag-qr .qr { width: 120px; height: 120px; flex: none; }
.ag-qr b { font-size: 16px; }
.ag-qr p { margin: 6px 0 0; }
@media (max-width: 1100px) { .ag-steps { grid-template-columns: repeat(3, 1fr); } }
@media (max-width: 760px) {
  .ag-top { flex-direction: column; align-items: stretch; }
  .ag-tabs { width: 100%; } .ag-tabs button { flex: 1; justify-content: center; }
  .ag-steps { grid-template-columns: 1fr; gap: 14px; }
  .as { flex-direction: row; text-align: left; align-items: center; gap: 16px; padding: 14px; }
  .as-ph { width: 110px; flex: none; }
  .as-t { margin-top: 0; }
  .ag-qr { display: none; }
}

/* campo trampa para bots */
.hp { position: absolute !important; left: -9999px; top: -9999px; width: 1px; height: 1px; opacity: 0; }

/* Hacer un pago */
.pay-grid { display: grid; grid-template-columns: 1.6fr 1fr; gap: 28px; align-items: start; }
.pay-amt { margin-top: 6px; }
.pay-amt-in { display: flex; align-items: center; gap: 8px; border: 1.5px solid var(--line); border-radius: 12px; padding: 0 16px; background: #fff; margin-top: 6px; }
.pay-amt-in b { font-size: 26px; color: var(--navy); }
.pay-amt-in input { border: 0 !important; outline: none; font-size: 28px !important; font-weight: 700; height: 64px; padding: 0 !important; width: 100%; background: transparent; box-shadow: none !important; }
.pay-amt-in:focus-within { border-color: var(--amber); }
#pay-form .btn svg { vertical-align: -3px; }
.pay-side { display: grid; gap: 16px; }
.pay-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r-lg); padding: 20px 22px; }
.pay-card b { font-size: 17px; }
.pay-card ol { margin: 10px 0 0; padding-left: 20px; color: var(--muted); line-height: 24px; }
.pay-card p { color: var(--muted); margin: 8px 0 14px; }
.paid { max-width: 620px; margin: 40px auto; text-align: center; }
.paid-ok { width: 76px; height: 76px; border-radius: 50%; background: #e3f2e8; color: #1a7f37; font-size: 38px; display: flex; align-items: center; justify-content: center; margin: 0 auto 18px; }
.paid h1 { font-size: 34px; line-height: 42px; }
.paid .btn { margin-top: 18px; }
@media (max-width: 860px) { .pay-grid { grid-template-columns: 1fr; } }

/* Botón de pago en la barra de arriba (visible también en celular) */
.topbar .tb-pay { background: var(--amber); color: var(--navy-deep); font-weight: 700; padding: 4px 12px; border-radius: var(--r-pill); line-height: 18px; }
.topbar .tb-pay:hover { color: var(--navy-deep); filter: brightness(1.05); }
.topbar .tb-pay .short { display: none; }
.menu .m-only { display: none; }
@media (max-width: 760px) {
  .topbar .r { gap: 10px; }
  .topbar .tb-pay .full { display: none; } .topbar .tb-pay .short { display: inline; }
  .nav.open .menu .m-only { display: block; font-weight: 700; color: var(--navy); }
}